I found a link to this site from a message board that I'm on. It's PanosFX.com. I've been playing with the stuff I downloaded all day long! Guess it's good I'm sick so I don't have to feel guilty about sitting here playing instead of cleaning house. :) My favorite one by far is the Out of Bounds action. Here are a couple of the pics I did with that one. It was sooo much fun! There are other free actions you can get there too. They also have some available for Photoshop CS users. Have fun!
Ok...not sure why that link isn't showing up...guess it didn't like being blue. It's http://www.panosfx.com/index.php.